Can You Buy a Visa Gift Card With a Walmart Gift Card? (Guide)
No, unfortunately you cannot directly purchase Visa gift cards using a Walmart gift card. This is due to Walmart‘s gift card policy that prohibits buying new gift cards with existing gift cards.
But don‘t worry – you still have options if you want to enjoy the flexibility of a Visa card using your Walmart gift card balance.
In this detailed guide, I‘ll cover everything a savvy shopper needs to know, including:
- Walmart‘s specific gift card rules and policies
- Smart workarounds to score a Visa card with a Walmart gift card
- What can and can‘t be purchased with a Walmart gift card
- How to buy Visa gift cards both at Walmart and other retailers
- Tips for maximizing your Walmart gift card value
As an experienced ecommerce seller and Walmart shopper, I‘ll provide plenty of insider tips and useful data to help you exchange your Walmart money for a versatile Visa card. Let‘s dive in!
A Quick Look at Walmart‘s Gift Card Policies
Walmart has some specific rules regarding what you can and cannot purchase with their gift cards. This includes restrictions on buying other gift cards.
Here are the key policies to understand:
No gift card purchases – Walmart gift cards cannot be used to buy any other gift cards, whether it‘s for Visa, Amazon, etc. Trying to buy a new gift card with an existing Walmart card is prohibited.
No age-restricted items – Depending on the type of card, alcohol, tobacco, lottery tickets, and other age-restricted items may be disallowed.
Card-specific restrictions – Some gift cards are limited to certain purchases like gas or groceries. Always check your card‘s fine print.
5 card limit online – You can store up to 5 gift cards on a Walmart.com account for easy online redemption.
Understanding these rules is key to maximizing your Walmart gift card value. Now let‘s explore your options for scoring a versatile Visa card using your Walmart money.
Smart Workarounds: How to Get a Visa Card with a Walmart Gift Card
While a direct exchange isn‘t allowed, here are 3 smart tips to effectively turn your unwanted Walmart gift card into a prepaid Visa debit card:
1. Sell Your Walmart Card Online
One of the easiest options is to sell your Walmart gift card for cash online via sites like Facebook Marketplace, Craigslist, or eBay.
You can then take the cash received and purchase a Visa gift card at your local supermarket, drugstore, or other retailer.
Pro Tip: Expect to get around 80-90% of your gift card‘s value when selling online. So a $100 Walmart card will net you ~$80-90 through resale.
2. Trade it in Via Walmart‘s Buy Back Program
An even better option is taking advantage of Walmart‘s own gift card buy back program. Here‘s how it works:
- You bring in any non-Walmart gift cards you don‘t want.
- Walmart will exchange them for a Walmart gift card, giving you up to 95% of the value.
- You can then sell the new Walmart card online as described above.
This method gets you the maximum value from unwanted cards since Walmart gives up to 95% back. Their list of eligible buy back merchants includes 120+ popular retailers.
3. Purchase a Prepaid Visa Card at Walmart
My favorite approach is simply using your Walmart gift card to buy a prepaid Visa debit card right at Walmart.
Walmart sells general purpose reloadable (GPR) Visa cards in the Financial Services section. You can purchase these prepaid Visa cards just like any other item when checking out.
This gives you a Visa debit card tied to your Walmart gift card balance that can be used to shop anywhere online or in person. It‘s the easiest way to get Visa card flexibility.
What You Can (and Can‘t) Buy with a Walmart Gift Card
To maximize its value, it helps to understand exactly what your Walmart gift card can and cannot be used for in their stores and on Walmart.com:
Items You Can Purchase
- General merchandise and groceries
- Pharmacy prescriptions and products
- Tires, batteries, and auto services
- Optical, portrait studio, salon services
- Most items sold at Walmart (except restricted ones)
Items You Cannot Purchase
- Other gift cards (Visa, Amazon, etc)
- Alcohol and tobacco (in some states)
- Lottery tickets (in some states)
- Certain age-restricted products
- Items prohibited by your specific card type
So your Walmart gift money is good for essentially anything sold at Walmart, with the notable exceptions being gift cards and any age-restricted or disallowed items based on your state and card type.
Buying Visa Gift Cards at Walmart
While you can‘t make a direct 1:1 exchange, Walmart does sell Visa gift cards that can be purchased with normal payment methods. Here‘s what to know:
- Sold in amounts from $25 to $500
- Purchase online or in stores
- Pay with cash, debit, credit, EBT
- Some state restrictions apply
For example, Walmart‘s $100 Visa gift card has a $105.88 value for purchases anywhere that Visa is accepted.
The table below shows some of the common Visa card denominations sold at Walmart:
| Gift Card Amount | Purchase Price |
|---|---|
| $25 | $28.94 |
| $50 | $55.88 |
| $100 | $105.88 |
| $250 | $263.94 |
| $500 | $527.94 |
So while your Walmart gift money can‘t be directly exchanged for a Visa card, you can use other payment types to buy preset Visa cards at Walmart to shop elsewhere.
Tips for Maximizing Your Walmart Gift Card Value
Here are my top 5 pro tips for getting the most out of your Walmart gift card, even if you want to use it somewhere besides Walmart:
Know the restrictions – Understand what you can and can‘t buy to avoid issues.
Sell online – Resale sites like Facebook Marketplace let you exchange your card for ~80-90% cash.
Leverage buy back – Walmart‘s program gives you 95% value for unwanted cards as Walmart credit.
Buy prepaid Visa – Use your Walmart money to purchase a GPR Visa card for shopping anywhere.
Check your state – Be aware of limitations in certain states around tobacco, alcohol, lottery, and more.
The Bottom Line
Unfortunately, Walmart‘s gift card rules prohibit directly exchanging a Walmart card for a Visa gift card. But as you can see, you have options like selling online, leveraging their buy back program, or purchasing prepaid Visa cards to effectively turn your Walmart money into a card accepted anywhere.
The key is understanding exactly how Walmart gift cards work and WHERE you can buy Visa cards using other payment types. And be sure to check your state for any product restrictions.
With a bit of gift card finesse and creativity, you can maximize the value of your Walmart gift card balance even if you want the flexibility of a Visa debit card accepted worldwide.
I hope these tips help you use your Walmart gift money to the fullest! Let me know if you have any other gift card questions.
