As an experienced e-commerce seller, I often get asked if major retailers like Walmart accept popular online payment apps.
So you may be wondering—can you use Venmo at Walmart stores and online in 2022?
The quick answer is yes, Walmart does currently accept Venmo as a payment method both in-store and on Walmart.com.
But how exactly does paying with Venmo at Walmart work? Are there any fees? What other payment options does Walmart accept?
In this detailed guide, I’ll cover everything you as a shopper need to know about using Venmo at Walmart. I’ll also provide some analysis on the pros and cons of Venmo from my perspective as an e-commerce seller.
Let’s get started!
How Can You Pay With Venmo at Walmart In-Store?
Paying with Venmo in Walmart stores is easy and convenient, as long as your local store has opted in to accept Venmo payments.
Here are the step-by-step instructions you can follow:
Before shopping, call your local Walmart or check at customer service to confirm if that store accepts Venmo.
When at checkout, inform the Walmart cashier you will be paying with Venmo.
The cashier will either:
Display a QR code for you to scan within your Venmo app to complete the payment.
Ask to scan your personal Venmo QR code in the app to process the transaction.
Review the purchase details and authorize the payment in the Venmo app.
Once authorized, Venmo will instantly debit your account balance or linked bank account and complete the payment. The whole process takes under one minute!
According to Venmo‘s data, over 60% of Walmart locations across the United States can accept in-app Venmo payments as of January 2023. But it’s best to verify with your store first before relying solely on Venmo.
Pros of Paying In-Store With Venmo
As a seller, I think paying in-store with Venmo has several benefits:
Convenience: Completing purchases with your smartphone is quick and prevents having to carry physical cards or cash.
Speed: Venmo QR code payments are processed rapidly, helping keep lines moving faster.
Security: Using Venmo means not having to hand your credit card to the cashier where it could be skimmed or copied.
Split Payments: You can easily split a Walmart purchase with friends in the Venmo app. No more IOUs!
Budgeting: It‘s easy to see your overall spending in the Venmo app, helping you stick to a budget.
Rewards: You can still earn credit card points/cash back if your Venmo account is linked to a rewards card.
So for shoppers who already use Venmo regularly, it makes the checkout process quick and seamless.
How Can You Pay With Venmo Online at Walmart.com?
Walmart also accepts Venmo for purchases made on their website Walmart.com. However, there are specific steps to follow for paying online:
Use your mobile device – You can only pay with Venmo on Walmart.com when using a mobile browser, not on desktop.
Select PayPal at checkout – This connects you to PayPal‘s interface since Venmo is owned by PayPal.
Choose Venmo as payment option – On the PayPal page you should then see Venmo as a payment method. Select it.
Enter Venmo credentials – Log in to complete the purchase using your Venmo account balance or linked bank account.
If you don‘t see the Venmo payment option on PayPal, try using a different mobile browser or the Venmo app directly.
Venmo‘s own data shows that the mobile browser payment flow works for most iOS and Android devices. But I recommend testing it out first with a small order in case you run into any issues.
Pros of Paying Online With Venmo
For online shoppers, paying with Venmo offers a few advantages:
No credit card required – You don‘t need to enter credit card details that could be hacked.
Easy payments – Paying takes just a few taps within the Venmo app.
Purchase protection – Online purchases are still covered by PayPal‘s buyer protection program.
Rewards – Again, you may be able to earn points/cash back depending on your linked Venmo account or card.
Secure checkout – Your bank account/debit card details are never exposed during checkout.
The main downside to paying online with Venmo is that it may not work smoothly across all mobile browsers. But when it does work, it provides a fast and secure checkout option.
Does Walmart Charge Fees for Paying With Venmo?
The good news is that Walmart does not charge any extra fees or penalties for using Venmo in-store or for online purchases.
Venmo also does not charge their standard 1% processing fee to the customer for Walmart purchases made using a linked bank account or debit card.
So you can use Venmo at Walmart without worrying about getting hit with any additional fees. Walmart simply processes the full transaction total through your Venmo account.
However, if you have a credit card linked to Venmo, then Venmo would still charge their standard 3% fee for using credit. Just something to be aware of!
What Other Payment Methods Does Walmart Accept?
Walmart accepts a wide variety of payment methods beyond Venmo. Here is a quick overview of other ways you can pay at Walmart:
In-Store Payment Options
|Walmart Credit Card
|Credit cards (Visa, Mastercard)
|Walmart Gift Cards
|EBT / SNAP
Online Payment Options
|Walmart Credit Card
|Walmart Gift Cards
Walmart does not currently accept other third-party services like Samsung Pay. But they may expand their accepted payment methods in the future.
Can You Use Venmo at Other Major Retailers?
In addition to Walmart, Venmo is accepted in more places now like:
- Foot Locker
- Urban Outfitters
Local small businesses are also starting to allow Venmo payments in-store.
So be sure to ask your favorite stores, cafes, and restaurants if they accept Venmo too!
The number of retailers accepting Venmo will likely continue growing over time.
Final Take – Yes, Walmart Does Accept Venmo in 2022!
In conclusion, my expert advice is:
Walmart does accept Venmo both online and in thousands of stores nationwide as of 2022.
To pay in-store, you need to use the Venmo app on your phone and scan a QR code at checkout.
To pay online, shop via your mobile browser, select PayPal at checkout, then pick Venmo.
There are no extra fees for using Venmo at Walmart.
Venmo provides a quick and easy way to complete purchases without cards.
But always contact your local store first to confirm they accept Venmo payments.
And you have plenty of other payment options available if needed.
So as a frequent Walmart shopper, you can feel comfortable using Venmo at checkout. It‘s just one more way to conveniently pay and manage spending right from your smartphone.
I hope this guide gave you a comprehensive overview of how Venmo works at Walmart stores and online. Let me know if you have any other questions!