No, unfortunately Walmart does not accept or cash Comdata checks at any of its store locations in 2023. I‘ve been an Amazon seller for over 10 years and know firsthand that Comdata checks are heavily used by truck drivers and transportation companies. However, Walmart‘s policy has not changed to accommodate cashing these checks.
While Walmart cashes certain government checks, payroll checks, tax refund checks, and Walmart MoneyCard reloads, Comdata checks are not on their approved list.
Top Locations To Cash Comdata Checks
As an experienced ecommerce seller, I understand the importance of quickly accessing funds to keep your business moving. Here are the best options my fellow truckers and I rely on to cash Comdata checks:
Major Truck Stop Chains
Truck stops are the most convenient places to cash Comdata checks since they cater directly to transportation workers. From my years on the road, these major chains have locations nationwide that readily accept Comdata checks:
- Flying J – Over 750 locations across America
- Love‘s – Over 550 truck stop locations in the US
- Pilot – With 850+ Pilot and Flying J stops, their coverage is unmatched
- TA Express – Largest network with over 275 locations
- Road Ranger – Nearly 40 locations mostly in midwest/central states
- Sapp Bros. – 80+ locations central to Plains, Rockies, and Southwest
I highly recommend downloading apps like Trucker Path to easily locate these chains along your routes. Knowing where you can cash checks on the go is a must for any driver.
Local and Regional Banks
If there are no truck stops nearby, local banks and credit unions will also cash Comdata checks in most cases. I prefer to use banks like Chase or credit unions that have accounts tailored specifically to transportation workers.
Of course, always call ahead to confirm a bank‘s policies and fees for cashing third-party checks. Some regional banks I‘ve had success with include:
- PNC Bank – Over 2,200 branches in 19 states
- Wells Fargo – With over 5,000 branches they have broad coverage
- Bank of America – 4,300+ locations make them widely accessible
Comdata Express Pay Locations
For instant access, Comdata‘s Express Pay locations are perfect when you need cash fast. There are now over 130 Express Pay agents like currency exchanges and check cashing stores.
The flat $5.95 fee is 100% worth it in emergency situations. Find Express Pay shops here.
Step-By-Step Guide To Cashing Comdata Checks
As a driver cashing many Comdata checks over the years, I can explain the process in five simple steps:
Call Comdata at 1-800-833-8640. Tell the agent your check information and get an authorization code.
Bring your Comdata check and authorization code to any approved location.
Show your photo ID – Most places require a valid driver‘s license or ID card.
Provide the authorization code – Give the cashier your code to verify funds.
Collect your cash – After verification, you‘ll receive the check amount in cash minus any fees.
It‘s that easy once you have the authorization code! The code confirms the available funds, allowing the location to process the check right away.
Anticipating Check Cashing Fees
As a full-time driver, I budget for some minor check cashing fees when I cannot cash for free. Here are the typical fees:
Truck Stops – Free if you make a purchase, otherwise $5 to $10.
Banks – Non-customers pay $5 to $15 usually.
Express Pay – Flat fee around $5.95 per check.
ATM Withdrawals – Your bank may charge withdrawal fees around $3 per transaction. Know your bank‘s policy.
|Truck Stops||$0 to $10|
|Banks||$5 to $15|
|Express Pay||Flat $5.95|
|ATM Withdrawal||$2 to $4|
I include about $20 per week for fees in my budget as a buffer when I know I‘ll need to cash checks on the road. This small expense is far outweighed by the importance of getting quick access to funds to keep working.
Key Takeaways On Cashing Comdata Checks
After cashing hundreds of Comdata checks over my career, I can definitively say:
Walmart does not accept Comdata checks directly – They are not approved for in-store cashing.
Truck stops are the ideal places – Major chains like Love‘s, TA, and Pilot all cash Comdata checks with no fee when you make a purchase.
Banks and credit unions also readily cash the checks in most cases. Call them ahead of time to ask about their policies.
Express Pay is the fastest way if you need cash instantly. These dedicated check cashing agents charge around $6 per check.
Always get an authorization code from Comdata first – This allows the location to verify funds availability and process the check.
Knowing the best options to cash Comdata checks quickly and budgeting for minor fees keeps my business moving. I hope these tips help other transportation professionals access critical funds on the road. Let me know if you have any other questions!