As an experienced ecommerce business owner, I‘ve regularly needed to send payments and wire transfers to vendors, contractors, and employees. So I know firsthand how essential money orders can be for both personal and business transactions.
And I‘m often asked – does Walmart provide money order services? The answer is yes, Walmart does offer convenient, low-cost money orders in 2022!
In this comprehensive guide, I‘ll share everything you need to know about getting domestic and international money orders from Walmart. I‘ll cover fees, limits, tracking, refunds, and more based on my expertise managing online seller accounts and transactions.
Let‘s dive in!
Overview of Walmart Money Orders
Walmart offers money order services at over 4,700 store locations in partnership with MoneyGram. Here are some quick facts:
- Available during regular Walmart hours – typically 7am to 11pm
- Maximum amount per order – $1,000
- Maximum amount per day – $7,000 across multiple orders
- Fees – Max of $1 per order (variable by location)
- Payment options – Cash, debit, credit, PayPal accepted
Whether you need to pay bills or transfer money, Walmart has you covered with secure and affordable money orders. Even better, you can use money orders to pay vendors or freelancers without disclosing sensitive banking details.
Step-by-Step Guide: How To Get a Money Order at Walmart
It‘s quick and easy to purchase a money order at your local Walmart. Just follow these steps:
1. Head to the Money Services desk – Look for signs to the "Money Orders" or "MoneyGram" service desk, usually located near the customer service area.
2. Inform the clerk – Tell them you need to purchase a money order and the amount to be sent.
3. Provide recipient details – Have the full name and address of the person or company receiving the funds.
4. Show ID – Provide a valid government-issued photo ID like a driver‘s license. Required for orders over $1,000.
5. Pay – Have your payment ready. Accepted methods include cash, debit card, credit card, and PayPal.
6. Review your receipt – Verify all the details before leaving the counter. Hold on to this receipt as you‘ll need it to track or refund the order.
And that‘s it – you‘ll walk away with your official money order to send safely through the mail. It‘s just as easy to cash money orders at Walmart by following the same initial steps.
What to Bring to Purchase or Cash Money Orders
To ensure your Walmart money order transaction goes smoothly, remember to bring:
Government photo ID – Required when purchasing over $1,000 or cashing any amount. Driver‘s license, passport, U.S. ID are accepted.
Payment – Have cash, debit card, credit card, or PayPal ready to cover your money order amount plus the fee (maximum $1).
Recipient details – For purchases, know the full legal name and mailing address of the recipient.
Money order receipt – Needed to cash any money order initially purchased at Walmart.
Tracking number – Useful when checking status or reporting issues with your money order.
With these items in hand, you‘ll be prepared for quick, convenient transactions.
Walmart Money Order Fees and Limits
Understanding the fees and limits for money orders can prevent any costly surprises. Here are the key details:
- Maximum fee per money order – $1 (fee varies by location)
- Maximum amount per money order – $1,000
- Maximum amount per day – $7,000 across multiple orders
- Minimum per money order – $0.01
|Money Order Amount||Maximum Fee|
|$1 – $500||$1|
|$501 – $1,000||$1|
|Over $1,000||Not Available|
Individual store fees may vary. Verify locally.
So you can expect to pay around $1 per money order at Walmart, with lower amounts costing less. If you need to send more than $1,000, simply divide the total between multiple orders.
Cashing Money Orders at Walmart
Did you receive a money order, but don‘t have a bank account to deposit it into? No problem – you can cash it right at Walmart!
Walmart cashes both MoneyGram and Western Union money orders for a maximum fee of $1. Just head to the Money Services desk and provide your original money order receipt along with a valid government ID.
You‘ll walk away with cash in hand in just a few minutes. It‘s the fastest and most convenient way to access money order funds without a bank.
Refunding Walmart Money Orders
Sometimes plans change, and you may need to cancel a money order. Here are your options for refunds:
Within 90 days – Get a full refund by returning the money order and receipt to the original Walmart location.
After 90 days – Mail the items to MoneyGram and receive a refund minus a $15 processing fee within 2 weeks.
Lost receipt – Call MoneyGram to file a tracing claim. Refunds take 4-6 weeks and have added fees.
As long as the money order is not cashed, damaged, or expired, you can get your money back. Just be sure to keep the receipt in a safe place until you need it for refunds or tracking.
Tracking Walmart Money Orders Online
Wondering if your recipient cashed the money order you sent? You can check the status easily online:
- Go to the MoneyGram website and create an account
- Provide details on your money order like amount and reference number
- MoneyGram will show if it‘s been cashed, cancelled, refunded or is still outstanding
You can also call 1-800-542-3590 24/7 and speak to a MoneyGram agent to receive tracking updates.
Either way, make sure to have your money order receipt on hand with the reference number. Online tracking gives you peace of mind that your funds arrived safely.
Tips for Safely Sending Money Orders
As an ecommerce expert entrusted with company finances, I take money order security seriously. Here are my top tips:
Only purchase from reputable retailers like Walmart with trained staff
Double check recipient details before purchasing
Mail money orders with delivery confirmation and tracking
Save receipt until the money order is cashed
Use online tracking to monitor status
Report lost or stolen money orders immediately
Following these best practices ensures your money orders are securely handled from start to finish.
International Money Orders at Walmart
Walmart offers international money orders through MoneyGram and Western Union to over 200 countries and territories. It‘s the most affordable way to send funds abroad.
However, before purchasing, always verify the recipient has a MoneyGram or Western Union location in their area to cash the order. Also keep in mind foreign banks may have different holding periods, fees, or exchange rates to factor in.
As a seller shipping worldwide, I make good use of Walmart international money orders to seamlessly pay my vendors and contractors across borders.
What Happens if You Lose a Walmart Money Order?
Losing a money order can be stressful, but don‘t panic. Contact MoneyGram right away to report it by calling 1-800-542-3590 or submitting a claim online.
You‘ll need to provide any details you have, like the amount, reference number, purchase date, and originating store. MoneyGram will investigate and determine if a replacement money order can be issued, less applicable fees based on your situation.
My advice is to keep money order receipts locked up safely like you would cash. This provides the details needed if you ever need to report it lost or stolen.
Convenient, Low-Cost Money Orders from Walmart
I hope this guide gives you confidence to use Walmart money orders for all your personal finance and business payment needs.
In summary, Walmart does provide domestic and international money order services through MoneyGram in 2022. The fees are reasonable at $1 or less, and limits go up to $1,000 per order.
Next time you need to pay a bill, reimburse an employee, or send funds abroad, remember that Walmart has your back. You can get affordable, secure money orders with maximum convenience close to home.
Let me know if you have any other Walmart money order questions! I‘m always happy to share my insight as an experienced ecommerce seller.